ICICI Home Loan Interest Rate 2018 for Women, Salaried, Self Employed

ICICI Bank Home Loan Interest Rate 2018 | ICICI Bank Home Loan Rate 2018 find out before goes to step final for ICICI bank home loan.

ICICI bank home loan interest rate March 2018 and EMI table is available here.

Women Borrower**

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 75 lacs 8.65% I-MCLR-1Y+0.45%
₹ 75 lacs to ₹ 5 crore 8.70% I-MCLR-1Y+0.50%
Above ₹ 5 crore 8.80% I-MCLR-1Y +0.60%
Fixed Interest Rate for 5 Years, 10 Years
Category Effective Rate of Interest Rate
Up to ₹ 30 lacs 8.70% I-MCLR-1Y + 0.50%
₹ 30 lacs to ₹ 5 crore 8.80% I-MCLR-1Y + 0.60%
Above ₹ 5 crore 8.90% I-MCLR-1Y+0.70%
Full Tenor Fixed Interest Rate
Category Effective Rate of Interest
Up to ₹ 30 lacs 9.70%
₹ 30 lacs to ₹ 5 crore 9.80%
Above ₹ 5 crore 10.05%

Weaker Section Borrower#

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 28 lacs 8.65% I-MCLR-1Y +0.45%

Salaried Borrower

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 75 lacs 8.70% I-MCLR-1Y + 0.50%
₹ 75 lacs to ₹ 5 crore 8.75% I-MCLR-1Y + 0.55%
Above ₹ 5 crore 8.85% I-MCLR-1Y + 0.65%
Fixed Interest Rate for 2 Years, 3 Years
Category Fixed rate for 24/36 months Floating rate pricing from 25th/37th month
Up to ₹ 75 lacs 8.70% I-MCLR-1Y + 0.50%
₹ 75 lacs to ₹ 5 crore 8.75% I-MCLR-1Y + 0.55%
Above ₹ 5 crore 8.85% I-MCLR-1Y + 0.65%
Fixed Interest Rate for 5 Years, 10 Years
Category Fixed rate for 60/120 months Floating rate pricing from 61st/121st month
Up to ₹ 30 lacs 8.75% I-MCLR-1Y + 0.55%
Above ₹ 30 lacs 8.85% to 8.95% I-MCLR-1Y + (0.65% to 0.75%)
Full Tenor Fixed Interest Rate
Category Effective Rate of Interest
Up to ₹ 30 lacs 9.75%
Above ₹ 30 lacs 9.85% to 10.10%

Self Employed Borrower

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 75 lacs 8.70% I-MCLR-1Y + 0.50%
Above ₹ 75 lacs 8.75% to 8.85% I-MCLR-1Y + (0.55% to 0.65%)
Fixed Interest Rate for 2 Years, 3 Years
Category Fixed rate for 24/36 months Floating rate pricing from 25th/37th month
Up to ₹ 75 lacs 8.70% I-MCLR-1Y + 0.50%
Above ₹ 75 lacs 8.75% to 8.85% I-MCLR-1Y + (0.55% to 0.65%)
Fixed Interest Rate for 5 Years, 10 Years
Category Fixed rate for 60/120 months Floating rate pricing from 61st/121st month
Up to ₹ 30 lacs 8.75% I-MCLR-1Y + 0.55%
Above ₹ 30 lacs 8.85% to 8.95% I-MCLR-1Y + (0.65% to 0.75%)
Full Tenor Fixed Interest Rate
Category Effective Rate of Interest
Up to ₹ 30 lacs 9.75%
Above ₹ 30 lacs 9.85% to 10.10%

Below mentioned floating rates are linked to I-MCLR-6M (Six months MCLR) benchmark rate. Effective January 03, 2018 I-MCLR-6M is 8.15%.

 

Women Borrower**

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 30 lacs 8.65% I-MCLR-1Y+0.50%

 

Weaker Section Borrower#

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 28 lacs 8.65% I-MCLR-1Y +0.50%

 

Salaried Borrower

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 30 lacs 8.70% I-MCLR-1Y + 0.55%

 

Self Employed Borrower

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 30 lacs 8.70% I-MCLR-1Y + 0.55%

 

Disclaimer:
Processing fee applicable is 0.5% of loan amount plus applicable service tax.
*Valid till March 31, 2018.
**Woman borrower should be the main applicant to the loan and she should be either owner or co-owner in the property being financed.

#Weaker section as defined by RBI under Priority sector loans classification including SC and ST

ICICI Bank Home Loan Interest Rate 2018 for Women, Self Employed Borrower

ICICI Bank Home Loan Interest Rate 2018 for Women, Self Employed Borrower