ICICI Bank Home Loan Interest Rate 2018 | ICICI Bank Home Loan Rate 2018 find out before goes to step final for ICICI bank home loan.

ICICI bank home loan interest rate March 2018 and EMI table is available here.

## Women Borrower**

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 75 lacs | 8.65% | I-MCLR-1Y+0.45% |

₹ 75 lacs to ₹ 5 crore | 8.70% | I-MCLR-1Y+0.50% |

Above ₹ 5 crore | 8.80% | I-MCLR-1Y +0.60% |

Fixed Interest Rate for 5 Years, 10 Years | ||

Category | Effective Rate of Interest | Rate |

Up to ₹ 30 lacs | 8.70% | I-MCLR-1Y + 0.50% |

₹ 30 lacs to ₹ 5 crore | 8.80% | I-MCLR-1Y + 0.60% |

Above ₹ 5 crore | 8.90% | I-MCLR-1Y+0.70% |

Full Tenor Fixed Interest Rate | ||

Category | Effective Rate of Interest | |

Up to ₹ 30 lacs | 9.70% | |

₹ 30 lacs to ₹ 5 crore | 9.80% | |

Above ₹ 5 crore | 10.05% |

## Weaker Section Borrower^{#}

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 28 lacs | 8.65% | I-MCLR-1Y +0.45% |

## Salaried Borrower

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 75 lacs | 8.70% | I-MCLR-1Y + 0.50% |

₹ 75 lacs to ₹ 5 crore | 8.75% | I-MCLR-1Y + 0.55% |

Above ₹ 5 crore | 8.85% | I-MCLR-1Y + 0.65% |

Fixed Interest Rate for 2 Years, 3 Years | ||

Category | Fixed rate for 24/36 months | Floating rate pricing from 25^{th}/37^{th} month |

Up to ₹ 75 lacs | 8.70% | I-MCLR-1Y + 0.50% |

₹ 75 lacs to ₹ 5 crore | 8.75% | I-MCLR-1Y + 0.55% |

Above ₹ 5 crore | 8.85% | I-MCLR-1Y + 0.65% |

Fixed Interest Rate for 5 Years, 10 Years | ||

Category | Fixed rate for 60/120 months | Floating rate pricing from 61^{st}/121^{st} month |

Up to ₹ 30 lacs | 8.75% | I-MCLR-1Y + 0.55% |

Above ₹ 30 lacs | 8.85% to 8.95% | I-MCLR-1Y + (0.65% to 0.75%) |

Full Tenor Fixed Interest Rate | ||

Category | Effective Rate of Interest | |

Up to ₹ 30 lacs | 9.75% | |

Above ₹ 30 lacs | 9.85% to 10.10% |

## Self Employed Borrower

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 75 lacs | 8.70% | I-MCLR-1Y + 0.50% |

Above ₹ 75 lacs | 8.75% to 8.85% | I-MCLR-1Y + (0.55% to 0.65%) |

Fixed Interest Rate for 2 Years, 3 Years | ||

Category | Fixed rate for 24/36 months | Floating rate pricing from 25^{th}/37^{th} month |

Up to ₹ 75 lacs | 8.70% | I-MCLR-1Y + 0.50% |

Above ₹ 75 lacs | 8.75% to 8.85% | I-MCLR-1Y + (0.55% to 0.65%) |

Fixed Interest Rate for 5 Years, 10 Years | ||

Category | Fixed rate for 60/120 months | Floating rate pricing from 61^{st}/121^{st} month |

Up to ₹ 30 lacs | 8.75% | I-MCLR-1Y + 0.55% |

Above ₹ 30 lacs | 8.85% to 8.95% | I-MCLR-1Y + (0.65% to 0.75%) |

Full Tenor Fixed Interest Rate | ||

Category | Effective Rate of Interest | |

Up to ₹ 30 lacs | 9.75% | |

Above ₹ 30 lacs | 9.85% to 10.10% |

**Below mentioned floating rates are linked to I-MCLR-6M (Six months MCLR) benchmark rate. Effective January 03, 2018 I-MCLR-6M is 8.15%.**

## Women Borrower^{**}

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 30 lacs | 8.65% | I-MCLR-1Y+0.50% |

## Weaker Section Borrower^{#}

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 28 lacs | 8.65% | I-MCLR-1Y +0.50% |

## Salaried Borrower

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 30 lacs | 8.70% | I-MCLR-1Y + 0.55% |

## Self Employed Borrower

Floating Interest Rate | ||
---|---|---|

Category | Effective Rate of Interest | Rate |

Up to ₹ 30 lacs | 8.70% | I-MCLR-1Y + 0.55% |

**Disclaimer**:

Processing fee applicable is 0.5% of loan amount plus applicable service tax.

*Valid till March 31, 2018.

**Woman borrower should be the main applicant to the loan and she should be either owner or co-owner in the property being financed.

^{#}Weaker section as defined by RBI under Priority sector loans classification including SC and ST